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Romanian state pension calculator 2026

In 30 seconds, estimate your monthly Pillar 1 state pension using the Law 360/2023 formula, based on your gross income and contribution years.

How to read the result

The calculator uses the mechanism introduced by Law 360/2023: the annual score is the ratio between your gross monthly income and the average gross monthly wage in the economy, and the pension equals total points multiplied by the Reference Point Value (VPR) published by CNPP. Minimum service is 15 years; the full service period for the maximum score is 35 years.

The gross pension shown is the amount before withholdings. Since 2018, social insurance contribution (CAS) is no longer withheld from pensions. The health insurance contribution (CASS) of 10% applies only to the portion above 2,000 lei monthly, per Fiscal Code art. 154 amended by GEO 168/2022. Reference data used: VPR 81 lei, average gross monthly wage 8,620 lei, values valid for January 2026.

The gap between a calm pension and a stressful one is shaped by your career, not by the formula. Income declared officially for 30 years above the economy average yields a clearly higher score than 35 years at minimum wage. Mandatory Pillar 2 plus optional Pillar 3 added from age 35 are what make the real difference. Maria Popescu, former financial journalist at Ziarul Financiar · updated 23 June 2026