TBI Bank
- Amount
- 400 lei–50,000 lei
- Term
- 3–60 months
- Published APR
- Under review
- Checked
Fast online loans
Compare loans and intermediary platforms in minutes. You continue on the displayed provider's website.
38 offers comparedAPR from 28.93%Apply at provider
Compare now
We receive a commission when you choose an offer through Kreditano. Your cost stays the same.
Independent comparison · free for you
The list includes lenders and intermediaries. Intermediaries are clearly marked and take you to their own platform; the final lender sets eligibility and costs. The order considers verified APR, and commercial agreements may influence positions. Details
Viaconto
- Amount
- 700 lei–5,000 lei
- Term
- 2–60 months
- Published APR
- Under review
- Checked
Provident
- Amount
- 2,000 lei–25,000 lei
- Term
- 13–26 months
- Published APR
- Under review
- Checked
CreditYes
- Amount
- 100 lei–25,000 lei
- Term
- 1–24 months
- Published APR
- Under review
- Checked
Official cost document not verified
Viva Credit · Instalment credit
- Amount
- 5,000 lei–20,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Credum
- Amount
- 100 lei–20,000 lei
- Term
- 12–180 months
- Published APR
- Under review
- Checked
Official cost document not verified
Mogo
- Amount
- 1,000 lei–3,000 lei
- Term
- 3–6 months
- Published APR
- Under review
- Checked
Monisita
- Amount
- 1,000 lei–50,000 lei
- Term
- 1–36 months
- Published APR
- Under review
- Checked
Official cost document not verified
Hora Credit
- Amount
- 100 lei–5,000 lei
- Term
- 1–3 months
- Published APR
- Under review
- Checked
CreditPrime
- Amount
- 400 lei–15,000 lei
- Term
- 1–24 months
- Published APR
- Under review
- Checked
SafeCredit
- Amount
- 500 lei–10,000 lei
- Term
- 1–36 months
- Published APR
- Under review
- Checked
OkCredit
- Amount
- 200 lei–5,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Avinto Finance
- Amount
- 200 lei–10,000 lei
- Term
- 1–24 months
- Published APR
- Under review
- Checked
Viva Credit Rapid
- Amount
- 100 lei–4,999 lei
- Term
- 1–6 months
- Published APR
- Under review
- Checked
Mai Mai Credit
- Amount
- 100 lei–10,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Fimero
- Amount
- 100 lei–5,000 lei
- Term
- 3–3 months
- Published APR
- Under review
- Checked
Acredit
- Amount
- 100 lei–5,000 lei
- Term
- 1–1 months
- Published APR
- Under review
- Checked
BSG Credit
- Amount
- 200 lei–20,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Binixo
- Amount
- 1,000 lei–50,000 lei
- Term
- 3–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
Cash2Go
- Amount
- 1,000 lei–25,000 lei
- Term
- 2–4 months
- Published APR
- Under review
- Checked
Official cost document not verified
CashEddy
- Amount
- 250 lei–7,500 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
Cashspace
- Amount
- 100 lei–10,000 lei
- Term
- 3–12 months
- Published APR
- Under review
- Checked
Credilemon
- Amount
- 500 lei–100,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
CrediPuffin
- Amount
- 100 lei–10,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
CreditDa
- Amount
- 100 lei–25,000 lei
- Term
- 1–24 months
- Published APR
- Under review
- Checked
Official cost document not verified
CreditNice
- Amount
- 1,000 lei–10,000 lei
- Term
- 12–60 months
- Published APR
- Under review
- Checked
Official cost document not verified
CreditWow
- Amount
- 100 lei–25,000 lei
- Term
- 1–24 months
- Published APR
- Under review
- Checked
Official cost document not verified
Credity
- Amount
- 250 lei–12,000 lei
- Term
- 3–60 months
- Published APR
- Under review
- Checked
Official cost document not verified
Credy
- Amount
- 100 lei–10,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
Crezu
- Amount
- 100 lei–10,000 lei
- Term
- 3–12 months
- Published APR
- Under review
- Checked
Economo
- Amount
- 500 lei–250,000 lei
- Term
- 1–60 months
- Published APR
- Under review
- Checked
Finpug
- Amount
- 100 lei–10,000 lei
- Term
- 2–12 months
- Published APR
- Under review
- Checked
Lendo
- Amount
- 100 lei–25,000 lei
- Term
- 3–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
LetoCredit
- Amount
- 200 lei–5,000 lei
- Term
- 1–36 months
- Published APR
- Under review
- Checked
Official cost document not verified
Lunare
- Amount
- 100 lei–10,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
Moneezy
- Amount
- 100 lei–25,000 lei
- Term
- 1–48 months
- Published APR
- Under review
- Checked
Official cost document not verified
SOS Credit
- Amount
- 500 lei–20,000 lei
- Term
- 3–60 months
- Published APR
- Under review
- Checked
YouMoney
- Amount
- 100 lei–25,000 lei
- Term
- 1–12 months
- Published APR
- Under review
- Checked
Official cost document not verified
Representative example: for a fast loan of 4,200 lei over 12 months at an APR of 36.8%, the monthly payment is 421 lei and the total cost 5,052 lei. Fast loans carry a higher APR than bank loans. Check the total cost before applying.
Check an offer found on another site
View extensionThe Kreditano extension estimates APR, total cost and the relevant IFN limit.
How do fast online loans work?
CreditFix stays outside the active list until its contractual example and public cost can be matched without discrepancies. Here it is a searched name, not a recommendation.
Roman Dumitrescu, Head of Editorial
The list brings together lenders and intermediary platforms. Each intermediary is marked as such and the application continues on its platform; the final lender decides eligibility, costs and payout timing.
Mind the APR: fast loans usually cost more than bank loans. Always compare the total cost before applying.
- ✓Online comparison, no bank visits
- ✓Each card identifies a lender or intermediary
- ✓Amounts from 100 to 50,000 lei
- ✓Available even for your first loan
Online IFN vs bank: what to check before you apply
Fast loans in Romania are offered almost exclusively by non-bank financial institutions (IFNs) and a few banks with automated online products.
Every legal IFN must be registered with the National Bank of Romania in the Special IFN Register, under Law 93/2009.
Before applying to a lender you don't recognise, open bnr.ro and search the name in the register.
If it's missing or marked as “struck off”, that's a clear signal to look elsewhere.
The best-known retail IFNs in 2026 are Hora Credit, Viva Credit, Provident, Ferratum, and TBI Bank (not an IFN, but a commercial bank with NBR licence and fast online products).
Differences sit on three axes: maximum amount (500 lei to 50,000 lei), maximum term (30 days to 60 months), and APR.
Watch the APR: for small amounts and short terms, IFNs can reach an APR of 100-200%, well above classic bank loans.
The minimum credit score required by IFNs is generally more lenient than at banks — many approve consumers with average histories, as long as there are no active delays.
In exchange, they usually ask for just one proof: ID plus a source of income (bank statement, employment contract). The cost of speed is a higher APR.
If you can wait 2-3 working days, a bank loan is almost certainly cheaper.
Frequently asked questions
How long until I receive the money?+
It depends on the lender: some online lenders transfer the money the same business day, others within 1–3 business days. Each lender’s timeline is shown on its website.
Do I need proof of income?+
It depends on the lender and amount; for small sums, many lenders only ask for your ID.
Are fast loans more expensive?+
Usually yes, the APR is higher than at banks. Check the total cost on Kreditano.