CEC Bank loans 2026
An editorial CEC Bank product file based on official pages. Current examples, ended validity periods and figures being rechecked are separated explicitly.
About CEC Bank
CEC Bank S.A. is authorised in Romania and entered in the Credit Institution Register.
CEC Bank is a Romanian banking institution.
Only one CEC product currently has comparable data here. Missing categories mean the verification is incomplete, not that the bank does not offer them.
What is currently comparable for CEC Bank
The Kreditano catalogue contains 1 active CEC Bank product identifier: Personal loan. In the reopened sources, 1 examples were reconfirmed, 0 had ended validity periods and 0 figures remain unchecked.
Official examples and verification status
Editorial check: 10 August 2026.
We reopened the CEC Bank sources on 21 August 2026. APR is shown only where the official page still provides an identifiable representative example; a missing percentage means the previous figure was not reconfirmed.
A representative example is not a personalised offer.
Documents vary by CEC Bank product
Identity documentation is the common starting point. Income may be checked through ANAF where the income category allows it, and the bank may request supporting papers. Mortgages add property documents, valuation and required insurance; CEC Bank provides the final list for each applicant.
Sources used for CEC Bank
The data on this page is based on the following sources:
• CEC Bank: 2024 annual report
• National Bank of Romania (BNR): register, regulations
• National Authority for Consumer Protection (ANPC): credit consumer rights
Questions about CEC Bank products
Which CEC Bank costs were reconfirmed?
The cards above separate reconfirmed official examples from products for which we do not yet publish a new percentage. Sources were checked on 21 August 2026.
Can I repay a CEC Bank loan early?
Yes, per GEO 50/2010 art. 67. The fee is legally capped at a maximum of 1% of the early-repaid amount if more than 12 months remain, 0.5% if the remaining period is under 12 months, 0% for loans with variable rate indexed to IRCC. For the calculation, see the early repayment calculator.