Your privacy matters. We process data per Regulation (EU) 2016/679 (GDPR).
Data controller
The controller of your data is KREDITANO S.R.L., with registered office at Str. Pitar Moș Nr. 27, Sector 1, București, Romania · CUI: 55633620. You can contact us at contact [at] kreditano [dot] com.
What data we collect
For comparison we do not ask you for personal data and you fill in no application form with us. We collect your email address only if you subscribe to the newsletter. Our server records visits and redirects for security, aggregate measurement and commission attribution. Google Ads may receive cookieless technical signals when storage is declined; analytics identifiers, personalization and remarketing remain disabled until consent. Comparison preferences may also be kept locally in the browser.
Purpose of processing
To provide comparisons and connect you with the chosen lender. We do not sell your data.
Your rights
You have the right of access, rectification, erasure, restriction and objection. Contact us at contact [at] kreditano [dot] com.
Optional SMS messages
If you choose the monthly SMS selection, we store the phone number in encrypted form, language, signup source, consent time and code confirmation. The IP address is converted into a non-reversible identifier to limit abuse. The number does not enter the messaging list before confirmation and is kept separate from loan application data.
The technical provider is sendSMS.ro. We send no more than one message per month only to people who ticked consent and confirmed their number. Withdrawing consent stops future messages.
Kreditano in ChatGPT
When you use a tool, the values needed for the calculation or query reach the Kreditano service. Use hypothetical figures if you do not want to share your actual situation. Do not send personal identification numbers, identity documents, passwords or bank login details.
Calculation inputs are not written to the application’s tool-events log. Operational events have a 30-day retention limit checked hourly, along with size limits. OpenAI and infrastructure providers apply their own processing and retention rules.
Continuing to kreditano.ro is optional. Scenario links can carry calculation parameters in an unencrypted URL fragment. Do not share the complete link if it contains figures you do not want to disclose.
Updated: 20 October 2026.