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Protection

Guide to choosing insurance

Choose a category and check the cover before requesting a quote from an authorised provider.

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Tino
TINO SHOWS YOU THE WAYPrice matters after coverage.

Two policies with the same label can have different limits and exclusions.

Categorii

What do you want to protect?

RCA

Compare offers for the declared vehicle and profile.

Guide in preparation

CASCO

See the deductible, the limits and the risks included.

Guide in preparation

Home

Separate the mandatory policy from optional protections.

Guide in preparation

Travel

Choose the destination, the period and the medical limit.

Calculate →

Health

Compare the network, services and contractual limits.

Guide in preparation

Life

Check the insured amount and the excluded situations.

Guide in preparation

Compare coverage

The annual premium is only part of the choice. Look at the deductible, the limit, the exclusions and the claims procedure.

Confirm the documents

The offer issued by the provider and the policy conditions take precedence over the summary in the comparison.

Kreditano explains

What to check before requesting a quote

Not every category has an active Kreditano comparison tool yet. Cards without a working tool are marked as guides in preparation; the travel insurance calculator remains available.

Price alone does not describe protection. Read the insured amount, deductible, exclusions, territory and claims process. The RCA guide published by the ASF in 2025 also covers checks for insurers operating from another EU state.

Maria Popescu, editor: “I open the exclusions first. That is where I learn whether the policy covers the situation I actually want to pay for.”

Read the ASF RCA guide and use our travel insurance tool.

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