How we order the offers

The default order of offers on Kreditano is based on the APR (Annual Percentage Rate) — the standard indicator of a loan's total annual cost.

Kreditano has commercial agreements with some of the listed creditors. Based on these agreements, certain creditors may occupy higher positions in the default order.

Independently of these agreements, you can always sort the offers strictly by APR, monthly instalment, total cost or maximum amount — and the displayed values (APR, instalments, costs) come from the creditors' public materials and are never altered based on the commercial relationship.

The data is updated periodically; the date of the last update is shown on each offer.

Last revised: 16 July 2026.