Loans
The default Recommended order uses confirmed net earnings per redirect, not a network's theoretical commission. The 90-day window excludes bots, technical checks, reversals and cancellations. An offer with fewer than 100 redirects remains in testing and cannot take first place.
The list has two visible groups: confirmed results and not enough data yet. The first group is ordered by confirmed net revenue per redirect. Users can instead sort by APR, monthly instalment, total cost or amount. Commercial relationships never change the contract figures displayed.
How we qualify cost figures
Displaying a figure and confirming it with the creditor are separate checks.
The figure may remain visible when its source is identified, although the creditor's document has not yet been reconciled with the catalogue. The offer then receives no superiority claim.
APR is hidden when the source is in conflict or the cost check is pending. A missing value does not mean zero cost. The “Lowest verified APR” label appears only when the displayed figure matches the creditor's current document; commission and Recommended order do not affect that label.
Bank deposits
Deposits are ranked only by estimated net gain for the amount, currency and term selected. The rate must come from a current bank document, while the minimum and early-withdrawal rule must be checkable. A future affiliate relationship will be labelled but will not purchase a ranking position.
The institution directory and the product table answer different questions. On 1 September 2026 we track 29 institutions from the official FGDB list, but compare only 7 products with checked rates and conditions. A missing rate means review in progress, not zero interest.
Investments
Investment products are kept outside the deposit table. We first check the entity, regulator warnings and its right to serve Romanian residents. An advertised return is not treated as guaranteed interest, and an outbound button stays disabled until the review is sufficient.
Each outbound visit is measured separately. The data tells us which products deserve further verification or a partner discussion without changing the figures shown to the user.
Last revised: 1 September 2026.