The NBR rate is a reference, not a guaranteed bank or exchange-office price. Compare the final amount after spread and fees.
Since 4 August 2026, the NBR publishes its XML files on the dedicated curs.bnr.ro server. Kreditano shows the reference date and stops publication if the response no longer matches the expected official format.
Roman Dumitrescu: “For currency exchange I check the amount received, not only the four decimals in the headline. The real difference appears in the buy or sell rate.”