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Current accounts and debit cards in Romania

Compare account charges, included cards, withdrawals and foreign exchange. Fee waivers may depend on income and monthly transactions.

Alphabetical order by bank and product. A listing does not establish a commercial relationship or credit approval.

Editorial review: 2026-10-20 · 21 documented families and variants

Banca Transilvania

Carduri de debit BT

Automated access limited

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Account, ATM and FX costs: check the tariff and package conditions.

BCR

Conturi George și carduri de debit

Conditions to confirm

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Account, ATM and FX costs: check the tariff and package conditions.

BRD

Carduri de Debit

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

CEC Bank

Visa Multicurrency și conturi curente CEC

Automated access limited

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Account, ATM and FX costs: check the tariff and package conditions.

Exim Banca Românească

Carduri de debit și pachete de cont Exim

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Variants and uses
  • Mastercard Standard
  • Mastercard Gold
  • Mastercard World RON
  • Mastercard World EUR
  • Dinamic
  • Clasic
  • Select
  • Premium
  • Pensia Activă
  • ABC

Garanti BBVA

Pachete de cont curent Garanti BBVA

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

ING Bank

Free@ING

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

ING Extra

Source checked

This is the package fee, even where the included account has no administration fee. Check benefit limits and early closure costs in the first three months.

Account, ATM and FX costs: check the tariff and package conditions.

Standard monthly fee
220 RON

ING Go

Source checked

15 lei monthly without a waiver. Waiver: recurring income of at least 700 lei and one payment, both met in two of the last three completed months. Youth and certain pension exceptions apply. Withdrawal and transfer tariffs differ without a waiver.

Account, ATM and FX costs: check the tariff and package conditions.

Standard monthly fee
15 RON

ING More

Source checked

This is the package fee, even where the included account has no administration fee. Check benefit limits and early closure costs in the first three months.

Account, ATM and FX costs: check the tariff and package conditions.

Standard monthly fee
39 RON

ING Young

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Intesa Sanpaolo

Visa Gold Inspire

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Visa Inspire

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Visa Platinum Inspire

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Libra Internet Bank

Carduri de debit Free, Gold și Junior

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Free · Card administration / month
0 RON
Card issue
0 RON
Gold RON · Card administration / month
8 RON
Card issue
20 RON
Gold EUR · Card administration / month
2 EUR
Junior Free · Card administration / month
0 RON
Junior Gold · Card administration / month
8 RON
Variants and uses
  • Debit Free
  • Gold RON
  • Gold EUR
  • Junior Free
  • Junior Gold

Patria Bank

Pachete de cont curent Patria

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Variants and uses
  • Start
  • Senior
  • Avantaj
  • Premium
  • Premium Credit

ProCredit Bank

ProActive și Platinum; carduri de debit Visa

Source checked

ProActive: standard 10 lei monthly; waived if one bank condition is met: 1,000 lei receipts, one card payment, savings equivalent to 2,000 EUR or an outstanding bank loan. Platinum is separate at 50 lei monthly.

Account, ATM and FX costs: check the tariff and package conditions.

Standard monthly fee
10 RON
Variants and uses
  • ProActive: Visa Classic
  • Platinum: Visa Platinum

Raiffeisen

Card debit Raiffeisen Gold

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Cardul galben

Source checked

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Carduri de debit Raiffeisen

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

UniCredit

Optim, Star, Prime și carduri de debit

Source checked

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Account, ATM and FX costs: check the tariff and package conditions.

Variants and uses
  • Optim
  • Star
  • Prime
  • Cont de plăți de bază

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