How to use the list
Choose the category first, then enter the amount and term you need. Sort by APR when cost is your priority. If a figure has not been confirmed from the lender source, the card asks you to verify it before applying.
What to check before continuing
Open the representative example and the SECCI sheet. Compare total repayment, fees, income conditions and early repayment rules. This list does not replace the personalised offer issued after the lender assessment.
Narrow the search to personal loans, fast loans, refinancing or mortgages.
Comparing on Kreditano does not open a Credit Bureau inquiry.
Bogdan Băicu, editor: “When I review a list, I start with the confirmed cost and only then look at speed.” For pre-contract information rules we consult ANPC, while an institution's status is checked in the NBR registers. No card summary takes precedence over lender documents.