BRD loans 2026
An editorial BRD product file based on official pages. Current examples, ended validity periods and figures being rechecked are separated explicitly.
Official examples and verification status
Editorial check: 10 August 2026.
We reopened the BRD sources on 10 August 2026. APR is shown only where the official page still provides an identifiable representative example; a missing percentage means the previous figure was not reconfirmed.
A representative example is not a personalised offer.
About BRD
BRD - Groupe Société Générale is authorised in Romania and entered in the Credit Institution Register.
BRD is part of Société Générale, an international financial institution.
The checked BRD set contains Expresso, mortgage and card products. A product name does not replace a comparison of APR, term and mandatory costs.
What is currently comparable for BRD
The Kreditano catalogue contains 3 active BRD product identifiers: Personal loan, Mortgage, Credit card. In the reopened sources, 3 examples were reconfirmed, 0 had ended validity periods and 0 figures remain unchecked.
Documents vary by BRD product
Identity documentation is the common starting point. Income may be checked through ANAF where the income category allows it, and the bank may request supporting papers. Mortgages add property documents, valuation and required insurance; BRD provides the final list for each applicant.
Sources used for BRD
The data on this page is based on the following sources:
• Société Générale: 2024 annual report
• National Bank of Romania (BNR): register, regulations
• National Authority for Consumer Protection (ANPC): credit consumer rights
Questions about BRD products
Which BRD costs were reconfirmed?
The cards above separate reconfirmed official examples from products for which we do not yet publish a new percentage. Sources were checked on 10 August 2026.
Can I repay a BRD loan early?
Yes, per GEO 50/2010 art. 67. The fee is legally capped at a maximum of 1% of the early-repaid amount if more than 12 months remain, 0.5% if the remaining period is under 12 months, 0% for loans with variable rate indexed to IRCC. For the calculation, see the early repayment calculator.