UniCredit Bank profile
This is an institution profile, not an active-offer comparison. Kreditano currently has no UniCredit Bank product with an offer identifier in its catalogue.
About UniCredit Bank
UniCredit Bank S.A. România is authorised in Romania and entered in the Credit Institution Register.
UniCredit Bank is part of UniCredit Group, an international financial institution.
The identified official sources cover personal and mortgage loans. Neither enters the comparison until the product receives a checked catalogue identifier.
What is currently comparable for UniCredit Bank
No UniCredit Bank product currently has an active identifier in the Kreditano catalogue. This page keeps only products found in official sources and separates figures that could be reconfirmed.
Official examples and verification status
The products below are references from the bank's official sources. They have no application button and do not enter the comparator's commercial order.
Editorial check: 10 August 2026.
We reopened the UniCredit Bank sources on 21 August 2026. APR is shown only where the official page still provides an identifiable representative example; a missing percentage means the previous figure was not reconfirmed.
A representative example is not a personalised offer.
UniCredit Bank application channels
UniCredit Bank points applicants to its official page, the UniCredit Mobile app or a branch, depending on the product. A simulation or preliminary reply is not an approval. Before signing, compare APR, total payable and the costs in the SECCI or ESIS issued for your file.
Documents vary by UniCredit Bank product
Identity documentation is the common starting point. Income may be checked through ANAF where the income category allows it, and the bank may request supporting papers. Mortgages add property documents, valuation and required insurance; UniCredit Bank provides the final list for each applicant.
Sources used for UniCredit Bank
The data on this page is based on the following sources:
• UniCredit Group: 2024 annual report
• National Bank of Romania (BNR): register, regulations
• National Authority for Consumer Protection (ANPC): credit consumer rights
Questions about UniCredit Bank products
Which UniCredit Bank costs were reconfirmed?
The cards above separate reconfirmed official examples from products for which we do not yet publish a new percentage. Sources were checked on 21 August 2026.
Can I repay a UniCredit Bank loan early?
Yes, per GEO 50/2010 art. 67. The fee is legally capped at a maximum of 1% of the early-repaid amount if more than 12 months remain, 0.5% if the remaining period is under 12 months, 0% for loans with variable rate indexed to IRCC. For the calculation, see the early repayment calculator.