Viaconto: check the published offer

Viaconto stands apart through the catalogue duration: 2–60 months for amounts from 700 to 5,000 lei. A long duration is not automatically cheap. It may ease an immediate payment but can keep the balance open for considerably longer.

The official page gives an uneven payment schedule for a 1,000 lei line over 12 months. Its first minimum payments are 250 lei, 342 lei and 315.88 lei, while published total repayment is 2,000 lei and APR is 803.50%. Read this as a sequence, not a fixed monthly instalment.

IFN VIACONTO MINICREDIT S.A.

is identified by RG-PJR-41-110321 and RS-PJR-41-110108. Kreditano records minimum published income of 1,100 lei. Meeting it guarantees neither the 5,000 lei ceiling nor the longest duration.

The check on 27 August 2026 replaced an 868.40% APR observed in the calculator on 14 August with the jointly published 803.50% example. Users should compare the values displayed on application day with the total written in the documents they receive.

Viaconto is best compared through payment timing.

Note what is requested in the first months, how the balance falls and what happens when only the minimum is paid. For very short repayment, examples covering 30 or 90 days provide a closer reference.