Kreditano does not show a Cetelem offer in its comparisons. The cetelem.ro site could not be reached at the check on 21 October 2026, and the business press reported in March 2023 that the brand would stop granting new consumer loans in Romania and keep servicing existing agreements until repayment. We found no current official source describing an available Cetelem product.
If you already have a Cetelem agreement
The agreement remains valid on the signed terms. Check the lender named in the agreement, the payment channel communicated in writing and the repayment schedule.
For questions about the balance or early repayment, ask the lender named in the agreement for a written answer.
What to check before any new loan
Look up the lender in the NBR registers, ask for the SECCI form for your amount and term and compare the total amount payable with at least one alternative. Active offers can be compared in the Kreditano list.
Early repayment
For consumer loans covered by Articles 66-69 of GEO 50/2010, early repayment can be partial or full. Any compensation due is subject to legal caps; ask the lender for a written calculation for your agreement.
For Cetelem I separated the product cost from the lender's familiar name. The current document and the assumptions behind the published example are what matter for comparison.
Maria Popescu, Editor: Consumer Products