Intesa Sanpaolo Bank: Card family
Variants are grouped by issuer. Missing fields are not estimated; they remain under review until a current document is available.
Intesa Sanpaolo Bank
Intesa Sanpaolo Bank Romania S.A. · RB-PJR-40-022
| Card family | Fee | Grace | Instalments and benefits | Published APR | Issuer page |
|---|---|---|---|---|---|
Standard In catalogueComparable data | 25 lei/ month | Check with issuer | Check with issuer | 11,71%credit limit 5,000 lei · 4 years · APR 11.71% · total payable 6,215 lei | View source |
Gold In catalogueFigure under review | Check with issuer | Check with issuer | Check with issuer | Figure under review | View source |
The table contains 2 variants: Standard, Gold. 1 have an identifiable published APR and 1 remain under review. Check the exact variant name on the issuer page before applying.
Standard and Gold: two documents, not one
The Standard variant carries a published limit of 5,000 lei and a monthly administration fee of 25 lei. Listed purchase interest is 0, while the published APR stays at 11.71%. The cost comes from the monthly fee rather than interest, which changes how the card should be compared.
The official example shows the 5,000 lei limit over four years, with a total payable of 6,215 lei. The monthly fee across 48 months accounts for 1,200 lei of the 1,215 lei gap; the remaining 15 lei is not itemised in the document.
Gold has no reconciled document in our archive. Fee, grace period and APR are missing, and we do not infer them from Standard: two cards from the same issuer can follow different schedules, so a transferred value would be an estimate rather than verified information.
Who Standard suits: purchases repaid in full at the due date, where the fixed monthly fee is the only predictable cost. For a carried balance, compare the effective interest against other cards before applying.
Under review for Gold: fee, grace period, interest, APR and representative example.
The source is the official product page, consulted on 10 Aug 2026.
Editor’s note · Maria Popescu
Variants are grouped by issuer. Missing fields are not estimated; they remain under review until a current document is available.
https://www.intesasanpaolobank.ro/persoane-fizice/card-credit.html
We do not call a card the cheapest by comparing representative examples built on different limits and periods. Missing fields stay under review until a current document is found.