A share acquisition is not the same event as moving customer accounts. UniCredit’s official financial report records the Alpha Bank Romania merger as effective on 15 August 2025.
Which date matters to customers?
UniCredit scheduled operational migration for 15–17 August 2025. The 2024 acquisition date should not be presented as an overnight transfer of every account and contract.
Already have a contract?
Use the personal notice sent by the bank to check the servicing institution, repayment account and due date. Confirm any uncertainty through the bank’s official contact channel. An old review is not an instruction to change your payment details.
Keep the notice and repayment schedule together. If a general web page and your contract appear inconsistent, ask the bank for a written explanation before acting.
Comparing a new loan
Request the cash you receive, term, APR, total repayable and optional costs for the same application. A starting interest rate is not a guaranteed price, and a product maximum is not an eligibility decision.
The personal loan comparison and mortgage section help organise alternatives. An illustrative calculation is not a bank offer.
Limits of this review
This is a review of public documents, not a representative customer survey. We do not assign satisfaction percentages or claim a number of interviews without a verifiable record.
Read how APR works in Romania before comparing examples with different amounts or terms. Kreditano does not lend money or approve applications.