UniCredit Bank: Card family
Variants are grouped by issuer. Missing fields are not estimated; they remain under review until a current document is available.
UniCredit Bank
UniCredit Bank S.A. · RB-PJR-40-011
| Card family | Fee | Grace | Instalments and benefits | Published APR | Issuer page |
|---|---|---|---|---|---|
Principal In catalogueComparable data | 45 lei/ year | Check with issuer | Check with issuer | 37,75%credit limit 5,367 lei · annual interest 27.99% · APR 37.75% without insurance | View source |
Premium In catalogueFigure under review | Check with issuer | Check with issuer | Check with issuer | Figure under review | View source |
Miles & More Visa Infinite In catalogueFigure under review | Check with issuer | Check with issuer | Check with issuer | Figure under review | View source |
The table contains 3 variants: Principal, Premium, Miles & More Visa Infinite. 1 have an identifiable published APR and 2 remain under review. Check the exact variant name on the issuer page before applying.
Principal: 27.99% annual interest and a published annual fee of 45 lei
Principal carries a published annual fee of 45 lei and an annual interest rate of 27.99%. The published APR is 37.75%, which sits 9.76 points above the nominal rate. The document does not break down what makes up that gap, so we do not assign it a cause. It does note the figure is calculated without insurance, so an attached policy would raise it.
The official example uses a limit of 5,367 lei. The figure is not round because it comes from the scenario the bank published, and we quote it as it appears rather than rounding it.
The two components read separately. The 27.99% annual interest applies to the balance carried and grows with how long it is held. The annual fee is listed at 45 lei, and the document we consulted does not state under which conditions it is charged or reduced, so we treat it as a listed figure rather than a certain amount for every use. Compare the patterns on the Intesa Sanpaolo page before choosing.
Premium and Miles & More Visa Infinite have no reconciled documents on our side. Fee, interest, APR and example are missing, and the Principal values do not transfer to them: a miles programme card usually follows a separate schedule.
Under review for Premium and Miles & More Visa Infinite: fee, grace period, interest, APR and representative example.
The source is the official product page, consulted on 10 Aug 2026.
Editor’s note · Maria Popescu
Variants are grouped by issuer. Missing fields are not estimated; they remain under review until a current document is available.
https://www.unicredit.ro/ro/persoane-fizice/Credite/carduri-de-credit.html
We do not call a card the cheapest by comparing representative examples built on different limits and periods. Missing fields stay under review until a current document is found.