CreditPrime is a Romanian NBFI active since 2016, positioned in the intermediate segment between traditional banks and quick small-sum IFNs.
Quick answer
Registered NBFI with NBR. Sums 1,000-18,000 lei over 6-36 months. APR 28-51%. Trustpilot 4.3/5. Apply at official CreditPrime site.
Products
Standard (1,000-18,000 lei, 6-36 months) and Refinance (consolidation of multiple credits).
Maria Popescu, former Ziarul Financiar journalist: "A reader, Diana, 38, manager in Iași, consolidated 3 prior credits via CreditPrime Refinance: 9,840 lei, 18 months, 596 lei monthly (down from 670 across three loans). Monthly saving 74 lei plus administrative simplification."
Related
• When refinancing is worth it
Frequently asked questions
What sums does CreditPrime offer?
Sums 1,000-18,000 lei on main product, terms 6-36 months. Typical request range 2026: 5,000-8,500 lei over 18-24 months.
What's the APR in June 2026?
Official APR 36.8% for 4,700 lei over 24 months at 17 June 2026. For sums above 10,000 lei APR drops to 28.4-32.1%.
What documents does CreditPrime require?
For sums under 5,000 lei: ID plus 3-month account statement. For larger sums: ID plus income certificate or pension slip. Self-employed: tax file.
How long does final approval take?
Automatic pre-approval in 5-15 minutes. Final approval in 4-24 hours. Funds on card same or next business day after signing.
Does CreditPrime accept old overdue records?
Yes for overdue records settled more than 24 months ago with clean payment history since. Not for active or recently settled overdue records.